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Creating Empowered Students

At Debt-Free Degrees, I guide students through the college application process, ensuring they find a college that fits their interests, career goals, and budget. My job is to help students navigate young adulthood and find meaning.

a woman in a graduation gown and cap - toe boots
a woman in a graduation gown and cap - toe boots
Your Path to Success
Achieve Your Dreams

My mission is to provide personalized consulting services that empower students to make informed decisions about their education, ultimately leading to a debt-free college experience and a brighter future post-graduation.

Hi, I'm Kate!

I graduated college at age 19 with no debt. And no, I didn't complete an accelerated program in high school.

Instead, I was a lot like most of you:

When I was in 12th grade, I had no clue which college was right for me or how to apply. None really fit.

Despite being accepted to my dream school, Northwestern University, I realized graduating debt-free would create greater future success than paying $160K. I accepted my place at the University of Missouri - Columbia.

Two years later, I graduated in the top 1% of my class with nominations from my university for top scholarships like Rhodes, Marshall, and Truman, and started working in San Francisco in a senior-level position.

Now, I want to help you find the best fit for your future goals. I want you to live in the best environment for you, find a job after graduation, and have the financial freedom to fulfill your goals (whether that's traveling the world, starting a business, having a family, or buying a house).

Exceptional Expertise

For years, I have worked with students worldwide in a diverse range of life circumstances. From high school seniors to transfer students in their 30s to international students, I know how to help.

Global Experience

$300K+ Scholarship Award Winner

I'm here to help you earn money for school. During high school, I won over a dozen private scholarships that paid for my first year of college. After that, I won a national essay scholarship, a creative writing scholarship, a research scholarship, a music merit scholarship, and $200K+ of merit aid.

Skilled Writer

Before starting college essay editing, my writing was published in 4 poetry books and dozens of literary magazines, and I edited six editions of my own literary magazine. In addition, I worked as a staff writer for four newspapers and reached over 1M viewers.

Public Service is a Lifestyle

I will NEVER encourage you to pursue expedient extracurriculars for the sake of college admissions. As a Girl Scout Gold Award recipient, one of the first female Eagle Scouts, and an incessant non-profit worker, I want to help you find meaning in life.

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Frequently asked questions

What is Debt-Free Degrees?

Debt-Free Degrees is a college consulting service and resource hub dedicated to helping students and families navigate the college admissions and financial aid process. I provide expert guidance to minimize college costs and determine your perfect college through proven strategies.

Which services does Debt-Free Degrees offer?

I specialize in personalized college consulting, including one-on-one coaching for middle school, high school, and transfer students. These services cover application coaching, essay editing, and financial aid support. In addition, I offer a la carte services for resume editing, essay editing, and college coaching tailored to your financial goals and academic needs.

How is Debt-Free Degrees different from other college consultants?

I want to help you think long-term and help you make decisions that benefit your future. My coaching helps you consider your interests, how they coincide with your goals, and which steps you need to take to achieve financial stability and meaning in your adult life.

Who can benefit from my services?

I have years of experience working with middle school, high school, international, and transfer students. I also work with families and recent college grads seeking expert advice on achieving a debt-free college education and job security.

How can I work with Debt-Free Degrees?

By navigating to my "Services" tab, you can select a package that fits your needs or choose an "a la carte" option.

How can I contact you?

For more questions, please contact me at info@debtfreedegrees.org.